Watch the story of Mercator Financial – Celebrating 25 years
We are excited to share a captivating video by Irwin Films that delves into the heart of Mercator Financial. This visual journey highlights the core values and professional services that define our firm. In today’s fast paced world, securing your financial future requires more that just basic planning; it demands expertise, dedication, and personalized approach.
We invite you to join us on your financial journey. Whether you are just starting to plan your future or looking to optimize your current financial strategies, Mercator Financial is here to support you every step of the way. Watch our video to learn more about our values, our team, and how we can help you achieve your financial goals.
FINANCIAL CLARITY
Spend time enjoying what you love most knowing you have financial clarity.
PEACE OF MIND
Know that your finances and loved ones are taken care of.
PROACTIVE
Always looking out for your best interests with independent unbiased advice.
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Making the Most of Your Retirement
Congratulations! You’ve reached your retirement years or are looking forward to retiring in just a few short years. But how do you make the most of the retirement funds you’ve accumulated, slowly ease out of work, maintain your current lifestyle and make sure your money lasts?
The answer to this question is to work with a financial advisor familiar with your situation to help you make the most of your assets!
Our specialty is helping clients who are either already retired or plan to be retired within the next five to 10 years. We’ll put together a personalized financial plan suitable for your goals. And we don’t stop there! We will be with you and your family every step of the way to make sure you are confident about your retirement.
Spend time enjoying what you love most knowing you have financial clarity.
Would it be valuable to get clarity around your goals for the future and put it on paper?
Crucial Retirement Planning Considerations
When you’re ready to get started on retirement planning, you need to keep in mind:
- What are your primary goals? Do you want to stay in your house or sell it and move somewhere cheaper? Will you be able to fund your goals appropriately based on an estimated market return of five to ten percent each year?
- Your time horizon – what duration do you need your savings to last?
- What kind of savings and investments do you have, and how will their income be taxed.
- How much income you will be eligible to receive from the Canadian Pension Plan and Old Age Security.
- What kind of insurance you may need.* Insurance policies can be used to help decrease or put off taxes. For example, corporately held policies are eligible for special tax treatment.
- How to make the most of your RRSPs and RRIFs.
- You need to have a solid Power of Attorney and Will in place to protect yourself and your family.
*Insurance products are sold via Mercator Financial Inc. These products are not subject to CIRO regulation or CIPF coverage, please inquire for more information.
Awaken Your Wealth Program
We look at your whole financial life, we don’t work in silos, our goal is to protect and control the financial future of your family and loved ones. We work with you in the key areas of your financial life.
Financially organized in 6 areas
Financial life in order in All 6 areas.
- Tax
- Estate
- Risk
- Investments
- Insurance
- Debts/Cash Flow
Probability of Success
What is the probability of success in reaching ALL of your business and personal goals? We help our clients have a potentially higher probability of success in reaching ALL of their goals.
Total transparency cost
Gain clarity on all aspects of your financial picture with our comprehensive review process. We assess your investment and advisory fees, review beneficiary designations, and ensure your will and insurance* align with your goals.
Network of Professionals
- Accountant
- Lawyer
- Mortgage Broker
- Commercial Lender
- and many others
Comprehensive Planning
We work with our clients to build a comprehensive plan and help them have a potentially higher probability of success in reaching ALL of their goals.
Future goals on paper
Are you values and goals on paper?
*Insurance products are sold via Mercator Financial Inc. These products are not subject to CIRO regulation or CIPF coverage, please inquire for more information.
Would it be valuable to have a coordinated professional to help you in all areas of your financial life?
What you need to know about Retirement Planning with Mercator Financial
At Mercator Financial, an advisory team at Harbourfront Wealth Management, we have decades of financial experience. We pride ourselves on making sure we are always acting in the best interest of our clients, being in our client community and providing outstanding client services.
Our personal relationships are the key value of our business. We take the time to truly know you and your family. When you reach out, you’ll speak directly with your dedicated advisor, someone who understands your goals and values your time.
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We’re Here to Protect Your Financial Future
At Mercator Financial, we’ll not only help you figure out your retirement dreams – but we’ll also design a retirement plan to get you there. Schedule a call with us today to get started working towards your retirement dreams!
Your Retirement Plan
As a valued client, you have the opportunity to receive your own personalized Retirement Plan that includes a consolidated summary of your entire financial life with step-by-step support right at your fingertips.
For illustration purposes only, intended for Mercator Financial Inc. clients.