FINANCIAL CLARITY

Spend time enjoying what you love most knowing you have financial clarity.

PEACE OF MIND

Know that your finances and loved ones are taken care of.

PROACTIVE

Always looking out for your best interests with independent unbiased advice.

FINANCIAL CLARITY

Spend time enjoying what you love most knowing you have financial clarity.

PEACE OF MIND

Know that your finances and loved ones are taken care of.

PROACTIVE

Always looking out for your best interests with independent unbiased advice.

Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.

Making the Most of Your Retirement

Congratulations! You’ve reached your retirement years or are looking forward to retiring in just a few short years. But how do you make the most of the retirement funds you’ve accumulated, slowly ease out of work, maintain your current lifestyle and make sure your money lasts?

The answer to this question is to work with a financial advisor familiar with your situation to help you make the most of your assets!

Our specialty is helping clients who are either already retired or plan to be retired within the next five to 10 years. We’ll put together a personalized financial plan that meets your goals. And we don’t stop there! We’ll be with you and your family every step of the way to make you’re confident you’ll always have the resources you need.

Spend time enjoying what you love most knowing you have financial clarity.

Would it be valuable to get clarity around your goals for the future and put it on paper?

Crucial Retirement Planning Considerations

 

When you’re ready to get started on retirement planning, you need to keep in mind:

 

  • What are your primary goals? Do you want to stay in your house or sell it and move somewhere cheaper? Will you be able to fund your goals appropriately based on an estimated market return of five to ten percent each year?
  • Your time horizon – how long will you need your savings to last?
  • What kind of savings and investments do you have, and how will their income be taxed.
  • How much income you’ll be eligible to receive from the Canadian Pension Plan and Old Age Security.
  • What kind of insurance you may need. Insurance policies can be used to help decrease or put off taxes. For example, corporately held policies are eligible for special tax treatment.
  • How to make the most of your RRSPs and RRIFs.
  • You need to have a solid Power of Attorney and will in place to protect yourself and your family.

Awaken Your Wealth Program

 

We look at your whole financial life, we don’t work in silos, our goal is to protect and control the financial future of your family and loved ones. We work with you in the key areas of your financial life.

 

Financially organized in 7 areas

Financial life in order in All 7 areas.

  • Tax
  • Estate
  • Risk
  • Investments
  • Insurance
  • Debts/Cash Flow

Probability of Success

What is the probability of success in reaching ALL of your business and personal goals? 60 % 70 % 80% or higher? We help our clients have a potentially higher probability of success in reaching ALL of their goals.

Total transparency cost

Fee audit

Beneficiary audit

Will/Insurance

Network of Professionals

We coordinate your finances with your
  • Accountant
  • Lawyer
  • Mortgage Broker
  • Commercial Lender
  • and many others

Comprehensive Planning

We work with our clients to build a comprehensive plan and help them have a potentially higher probability of success in reaching ALL of their goals.

Future goals on paper

Are you values and goals on paper?

Would it be valuable to have a coordinated professional to help you in all areas of your financial life?

What you need to know about Retirement Planning with Mercator Financial

 

At Mercator Financial, we have decades of financial experience. We pride ourselves on making sure we are always acting in the best interest of our clients, being in our client community and providing outstanding client services.

Unlike other financial institutions, we know who you are, we know your family and we value your time. You will speak to a real financial advisor. So, when you call us, you’ll speak to your advisor.

Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.

We’re Here to Protect Your Financial Future

At Mercator Financial, we’ll not only help you figure out your retirement dreams – but we’ll also design a retirement plan to get you there. Schedule a call with us today to get started working towards your retirement dreams!

Your Retirement Plan

With your own personalized Retirement Plan, you’ll have a consolidated summary of your entire financial life with step-by-step support at your fingertips. A Retirement Plan for retirees is key to keeping you informed, engage, and motivated about your financial future!