{"id":272,"date":"2021-12-22T00:11:37","date_gmt":"2021-12-22T00:11:37","guid":{"rendered":"https:\/\/mercatorfinancial.ca\/?page_id=272"},"modified":"2024-02-06T19:08:08","modified_gmt":"2024-02-06T19:08:08","slug":"mercator-financial","status":"publish","type":"page","link":"https:\/\/mercatorfinancial.ca\/","title":{"rendered":"Mercator Financial"},"content":{"rendered":"

[et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_fullwidth_slider use_text_overlay=”on” _builder_version=”4.16″ _module_preset=”default” header_font=”|600|||||||” header_font_size=”30px” body_font_size=”20px” custom_padding=”380px||60px||false|false” custom_padding_tablet=”300px||||false|false” custom_padding_phone=”150px||30px||false|false” custom_padding_last_edited=”on|desktop” animation_style=”fade” animation_duration=”7000ms” auto=”on” auto_speed=”5000″ header_font_size_tablet=”28px” header_font_size_phone=”24px” header_font_size_last_edited=”on|desktop” global_colors_info=”{}”][et_pb_slide heading=”FINANCIAL CLARITY” _builder_version=”4.16″ _module_preset=”default” background_enable_color=”off” background_image=”https:\/\/mercatorfinancial.ca\/wp-content\/uploads\/2021\/12\/home-slide-02-min.jpg” background_enable_image=”on” global_colors_info=”{}” sticky_transition=”on”]<\/p>\n

Spend time enjoying what you love most knowing you have financial clarity.<\/p>\n

[\/et_pb_slide][et_pb_slide heading=”PEACE OF MIND” _builder_version=”4.16″ _module_preset=”default” background_enable_color=”off” background_image=”https:\/\/mercatorfinancial.ca\/wp-content\/uploads\/2021\/12\/iStock-642438552.jpg” background_enable_image=”on” global_colors_info=”{}” sticky_transition=”on”]<\/p>\n

Know that your finances and loved ones are taken care of.<\/p>\n

[\/et_pb_slide][et_pb_slide heading=”PROACTIVE” _builder_version=”4.16″ _module_preset=”default” background_enable_color=”off” background_image=”https:\/\/mercatorfinancial.ca\/wp-content\/uploads\/2021\/12\/iStock-1129519466-edit2.jpg” background_enable_image=”on” global_colors_info=”{}” sticky_transition=”on”]<\/p>\n

Always looking out for your best interests with independent unbiased advice.<\/p>\n

[\/et_pb_slide][\/et_pb_fullwidth_slider][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_text_color=”#CDA74B” header_font_size=”35px” animation_style=”fade” global_colors_info=”{}”]<\/p>\n

FINANCIAL CLARITY<\/strong><\/h1>\n

Spend time enjoying what you love most knowing you have financial clarity.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_text_color=”#CDA74B” header_font_size=”35px” animation_style=”fade” global_colors_info=”{}”]<\/p>\n

PEACE OF MIND<\/strong><\/h1>\n

Know that your finances and loved ones are taken care of.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_text_color=”#CDA74B” header_font_size=”35px” animation_style=”fade” global_colors_info=”{}”]<\/p>\n

PROACTIVE<\/strong><\/h1>\n

Always looking out for your best interests with independent unbiased advice.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”\/contact” button_text=”BOOK A MEETING” button_alignment=”center” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” _builder_version=”4.16″ _module_preset=”default” width=”100%” max_width=”2560px” custom_margin=”-73px|auto||auto||” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_column type=”2_3″ module_class=”image-display-mobile” _builder_version=”4.16″ _module_preset=”default” background_image=”https:\/\/mercatorfinancial.ca\/wp-content\/uploads\/2021\/12\/retirement.png” custom_padding_tablet=”150px||150px||false|false” custom_padding_phone=”120px||120px||false|false” custom_padding_last_edited=”on|desktop” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font_size=”0px” global_colors_info=”{}”]<\/p>\n

Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” background_color=”#dcddde” custom_padding=”150px||130px||false|false” custom_padding_tablet=”100px||100px||false|false” custom_padding_phone=”80px||80px||false|false” custom_padding_last_edited=”on|desktop” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_text_color=”#E09900″ header_2_font_size=”30px” custom_padding=”|15%|10%|15%|false|false” animation_style=”slide” animation_direction=”right” global_colors_info=”{}”]<\/p>\n

Making the Most of Your Retirement<\/h2>\n

Congratulations! You\u2019ve reached your retirement years or are looking forward to retiring in just a few short years. But how do you make the most of the retirement funds you\u2019ve accumulated, slowly ease out of work, maintain your current lifestyle and make sure your money lasts?<\/p>\n

The answer to this question is to work with a financial advisor familiar with your situation to help you make the most of your assets!<\/p>\n

Our specialty is helping clients who are either already retired or plan to be retired within the next five to 10 years. We\u2019ll put together a personalized financial plan suitable for your goals. And we don\u2019t stop there! We will be with you and your family every step of the way to make sure you are confident about your retirement.<\/p>\n

Spend time enjoying what you love most knowing you have financial clarity.<\/p>\n

[\/et_pb_text][et_pb_button button_url=”\/contact” button_text=”BOOK A MEETING” button_alignment=”center” _builder_version=”4.16″ _module_preset=”default” animation_style=”slide” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#585D62″ custom_margin=”-31px|||||” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_text_color=”#FFFFFF” header_2_text_color=”#FFFFFF” header_2_font_size=”30px” animation_style=”slide” global_colors_info=”{}”]<\/p>\n

Would it be valuable to get clarity around your goals for the future and put it on paper?<\/h2>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”\/contact” button_text=”BOOK A MEETING” button_alignment=”center” _builder_version=”4.16″ _module_preset=”default” animation_style=”slide” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_font_size=”36px” animation_style=”slide” global_colors_info=”{}”]<\/p>\n

Crucial Retirement Planning Considerations<\/h1>\n

 <\/p>\n

When you\u2019re ready to get started on retirement planning, you need to keep in mind:<\/p>\n

 <\/p>\n

    \n
  • What are your primary goals?<\/strong> Do you want to stay in your house or sell it and move somewhere cheaper? Will you be able to fund your goals appropriately based on an estimated market return of five to ten percent each year?<\/li>\n
  • Your time horizon \u2013 what duration do you need your savings to last?<\/strong><\/li>\n
  • What kind of savings and investments do you have, and how will their income be taxed.<\/strong><\/li>\n
  • How much income you will be eligible to receive<\/strong> from the Canadian Pension Plan and Old Age Security.<\/li>\n
  • What kind of insurance you may need.<\/strong> Insurance policies can be used to help decrease or put off taxes. For example, corporately held policies are eligible for special tax treatment.<\/li>\n
  • How to make the most of your RRSPs and RRIFs.<\/strong><\/li>\n
  • You need to have a solid Power of Attorney and Will in place<\/strong> to protect yourself and your family.<\/li>\n<\/ul>\n

    [\/et_pb_text][et_pb_button button_url=”\/contact” button_text=”BOOK A MEETING” button_alignment=”center” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#dcddde” custom_padding=”15px||15px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ module_class=”home-image-box” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_text_color=”#CDA74B” header_font_size=”36px” header_2_text_color=”#CDA74B” animation_style=”slide” global_colors_info=”{}”]<\/p>\n

    Awaken Your Wealth Program<\/h1>\n

     <\/p>\n

    We look at your whole financial life, we don’t work in silos, our goal is to protect and control the financial future of your family and loved ones. We work with you in the key areas of your financial life.<\/p>\n

     <\/p>\n

    [\/et_pb_text][et_pb_button button_url=”\/contact” button_text=”BOOK A MEETING” button_alignment=”center” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_flipbox front_title=”Financially organized in 7 areas” front_src=”https:\/\/mercatorfinancial.ca\/wp-content\/uploads\/2021\/12\/organized.png” front_background_color=”#CDA74B” back_body=”<\/p>\n

    Financial life in order in All 7 areas.<\/span><\/p>\n

      \n
    • Tax<\/li>\n
    • Estate<\/li>\n
    • Risk<\/li>\n
    • Investments<\/li>\n
    • Insurance<\/li>\n
    • Debts\/Cash Flow<\/li>\n<\/ul>\n

      ” back_background_color=”#585D62″ _builder_version=”4.16″ _module_preset=”default” header-front_text_align=”center” header-front_text_color=”#FFFFFF” header-front_font_size=”22px” header-back_text_align=”center” header-back_text_color=”#FFFFFF” header-back_font_size=”24px” back-body_text_align=”center” custom_padding=”0px|||||” global_colors_info=”{}”][\/lwp_divi_flipbox][lwp_divi_flipbox front_title=”Probability of Success” front_src=”https:\/\/mercatorfinancial.ca\/wp-content\/uploads\/2021\/12\/success.png” front_background_color=”#CDA74B” back_body=”<\/p>\n

      What is the probability of success in reaching ALL of your business and personal goals? 60 % 70 % 80% or higher? We help our clients have a potentially higher probability of success in reaching ALL of their goals.<\/p>\n

      ” back_background_color=”#585D62″ _builder_version=”4.16″ _module_preset=”default” header-front_text_align=”center” header-front_text_color=”#FFFFFF” header-front_font_size=”22px” header-back_text_align=”center” header-back_text_color=”#FFFFFF” header-back_font_size=”24px” back-body_text_align=”center” custom_padding=”0px|||||” global_colors_info=”{}”][\/lwp_divi_flipbox][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_flipbox front_title=”Total transparency cost” front_src=”https:\/\/mercatorfinancial.ca\/wp-content\/uploads\/2021\/12\/transparent.png” front_background_color=”#CDA74B” back_body=”<\/p>\n

      Fee audit<\/span><\/p>\n

      Beneficiary audit<\/span><\/p>\n

      Will\/Insurance<\/span><\/p>\n

      ” back_background_color=”#585D62″ _builder_version=”4.16″ _module_preset=”default” header-front_text_align=”center” header-front_text_color=”#FFFFFF” header-front_font_size=”22px” header-back_text_align=”center” header-back_text_color=”#FFFFFF” header-back_font_size=”24px” back-body_text_align=”center” custom_padding=”0px|||||” global_colors_info=”{}”][\/lwp_divi_flipbox][lwp_divi_flipbox front_title=”Network of Professionals” front_src=”https:\/\/mercatorfinancial.ca\/wp-content\/uploads\/2021\/12\/professionals.png” front_background_color=”#CDA74B” back_body=”<\/p>\n

      We coordinate your finances with your<\/div>\n
        \n
      • Accountant<\/li>\n
      • Lawyer<\/li>\n
      • Mortgage Broker<\/li>\n
      • Commercial Lender<\/li>\n
      • and many others<\/li>\n<\/ul>\n

        ” back_background_color=”#585D62″ _builder_version=”4.16″ _module_preset=”default” header-front_text_align=”center” header-front_text_color=”#FFFFFF” header-front_font_size=”20px” header-back_text_align=”center” header-back_text_color=”#FFFFFF” header-back_font_size=”24px” back-body_text_align=”left” custom_padding=”0px|||||” global_colors_info=”{}”][\/lwp_divi_flipbox][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_flipbox front_title=”Comprehensive Planning” front_src=”https:\/\/mercatorfinancial.ca\/wp-content\/uploads\/2021\/12\/comprehensive.png” front_background_color=”#CDA74B” back_body=”<\/p>\n

        We work with our clients to build a comprehensive plan and help them have a potentially higher probability of success in reaching ALL of their goals.<\/p>\n

        ” back_background_color=”#585D62″ _builder_version=”4.16″ _module_preset=”default” header-front_text_align=”center” header-front_text_color=”#FFFFFF” header-front_font_size=”22px” header-back_text_align=”center” header-back_text_color=”#FFFFFF” header-back_font_size=”24px” back-body_text_align=”center” custom_padding=”0px|||||” global_colors_info=”{}”][\/lwp_divi_flipbox][lwp_divi_flipbox front_title=”Future goals on paper” front_src=”https:\/\/mercatorfinancial.ca\/wp-content\/uploads\/2021\/12\/paper.png” front_background_color=”#CDA74B” back_body=”<\/p>\n

        Are you values and goals on paper?<\/p>\n

        ” back_background_color=”#585D62″ _builder_version=”4.16″ _module_preset=”default” header-front_text_align=”center” header-front_text_color=”#FFFFFF” header-front_font_size=”22px” header-back_text_align=”center” header-back_text_color=”#FFFFFF” header-back_font_size=”24px” back-body_text_align=”center” custom_padding=”0px|||||” global_colors_info=”{}”][\/lwp_divi_flipbox][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#585D62″ custom_margin=”-31px|||||” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_text_color=”#FFFFFF” header_2_text_color=”#FFFFFF” header_2_font_size=”30px” animation_style=”slide” global_colors_info=”{}”]<\/p>\n

        Would it be valuable to have a coordinated professional to help you in all areas of your financial life?<\/h2>\n

        [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”\/contact” button_text=”BOOK A MEETING” button_alignment=”center” _builder_version=”4.16″ _module_preset=”default” animation_style=”slide” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”10px||10px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_3,2_3″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” module_class=”custom_row” _builder_version=”4.16″ _module_preset=”default” width=”100%” max_width=”2560px” custom_margin=”-18px|auto|-12px|auto||” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ module_class=”second-on-mobile” _builder_version=”4.16″ _module_preset=”default” background_color=”#dcddde” custom_padding=”150px||130px||false|false” custom_padding_tablet=”100px||100px||false|false” custom_padding_phone=”80px||80px||false|false” custom_padding_last_edited=”on|desktop” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.0″ _module_preset=”default” header_text_color=”#E09900″ header_2_font_size=”30px” custom_padding=”|15%|10%|15%|false|false” animation_style=”slide” animation_direction=”left” global_colors_info=”{}”]<\/p>\n

        What you need to know about Retirement Planning with Mercator Financial<\/h2>\n

         <\/p>\n

        At Mercator Financial, a branch of Manulife Wealth Inc., we have decades of financial experience. We pride ourselves on making sure we are always acting in the best interest of our clients, being in our client community and providing outstanding client services.<\/p>\n

        Unlike other financial institutions, we know who you are, we know your family and we value your time. You will speak to a real financial advisor. So, when you call us, you\u2019ll speak to your advisor.<\/p>\n

        [\/et_pb_text][et_pb_button button_url=”\/contact” button_text=”BOOK A MEETING” button_alignment=”center” _builder_version=”4.16″ _module_preset=”default” animation_style=”slide” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”2_3″ module_class=”first-on-mobile” _builder_version=”4.16″ _module_preset=”default” background_image=”https:\/\/mercatorfinancial.ca\/wp-content\/uploads\/2021\/12\/0E1A9939-copy_websize.jpg” custom_padding_tablet=”150px||150px||false|false” custom_padding_phone=”120px||120px||false|false” custom_padding_last_edited=”on|desktop” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font_size=”0px” global_colors_info=”{}”]<\/p>\n

        Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.<\/p>\n

        [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#585D62″ global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/mercatorfinancial.ca\/wp-content\/uploads\/2022\/07\/mistakes-business-owners-make-preview.png” title_text=”mistakes business owners make preview” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

        Download the Mistakes <\/span>
        Business Owners Make<\/span><\/h1>\n

        [\/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

        <\/p>\n

        \n
        \n
        \n
        *<\/span> indicates required<\/span><\/div>\n